Why “Bolt-On Fixes” Will Fail-What UK Landlords Should Do As an alternative

September 12, 2025

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This query set is tailor made for Blocks of Flats which can be proprietor occupied, half proprietor occupied / half let, & absolutely let. To assist us offer you a personalised quote, please fill out the shape under:

Any questions or in the event you want a quote instantly name us free on 0800 085 3761 between 9am-5pm, Monday to Friday

Title of Policyholder or Administration Firm? *

Title of Contact? *

E mail Tackle? *

Finest Contact Quantity? *

Has the Proposer(s), or any Companion(s) or Director(s) ever been:

a) convicted, cautioned or presently have any prosecutions pending in opposition to them concerning any legal offence, apart from a motoring offence?

b) refused insurance coverage, had particular circumstances imposed by an Insurer, had any insurance coverage terminated or been refused renewal of such insurance coverage?

c) declared bankrupt, or had an organization grow to be bancrupt or voluntarily gone into liquidation or Obligatory liquidation?

d) disqualified from being an organization director?

Please advise particulars? *

e) ever had any claims or incidents at these or every other premises within the final 5 years?

Please advise the 1. Date of loss, 2. Kind of declare (ie. flood or unintentional harm for instance) and three. Complete value of declare? *

Postcode of the property to be insured? *

How lengthy have you ever owned the property? *

Are you insuring the entire property? *

Please choose the kind of property to be insured: *

Please advise the tenant kind per flat (e.g. 1 proprietor occupied, 1 pupil, 1 unoccupied, 1 council assist – direct tenancy between landlord and tenant and so forth)? *

Does the property have a basement or cellar? *

What number of flooring are within the constructing together with basement/cellar? *

What’s the flooring Building? (Concrete, timber, combination of each) *

Is the constructing constructed solely with partitions constructed of brick, stone or concrete? *

Does the constructing have a pitched roof solely & constructed of slate, tile or metallic? *

Is there any cladding? *

If there’s cladding, please advise full particulars & whether it is fireplace accepted

What’s the building of the Flat Roof? (Eg. Felt on Timber) & the % of the full Roof space? *

What kind of mounted heating is within the property? *

Please advise kind of heating? *

Yr of construct? *

Is the constructing listed? *

Do you may have a present Legitimate Electrical Certificates? *

Is the property greater than 250 metres away from the closest river, canal, lake or tidal waterway? *

Please advise the proximity in metres and sort of waterway? *

Is the property in an space which has any historical past of subsidence or flooding? *

What’s the Declared Constructing Sum Insured (eg. £100,000, £500,000 or £1,000,000 and so forth – We can’t Quote with out this)? *

Do you require lack of lease or different lodging cowl? *

Please advise the quantity required, indemnity interval (e.g. 12, 24 or 36 months) and sort of canopy? *

Do you require communal contents cowl? *

Do you require a Carry Inspection Coverage? (if relevant)

Please advise the quantity? *

Date of renewal? *

I affirm I’ve understood the questions above and that the main points I’ve supplied are correct *

We’ll contact you by telephone to point your premium. We’ll solely present a Quote if one of many under slots is chosen & we converse with you. *

We’ll revert again with a sign of your premium – please word this can be topic to alter or grow to be invalid in the event you can’t comply with some circumstances. Please word all quotes are primarily based on constructing being in good state of restore and buildings not being uncovered to any flooding, storm harm and free from indicators of subsidence.

Why “Bolt-On Fixes” Will Fail-What UK Landlords Should Do As an alternative

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