Contemplating ICHRA? Listed here are 6 ICHRA Suppliers to Know About for 2026
ICHRA has revolutionized the world of well being care. From tax advantages and price range management to customized alternative for workers, it’s a win-win-win.
However how do you get essentially the most from what ICHRA has to supply? The place do you begin if you’re researching prime ICHRA directors?
This information walks you thru the fundamentals and offers you a leap begin on analysis by sharing 6 ICHRA suppliers to learn about for 2026.
On this article
What’s ICHRA?
ICHRA stands for Particular person Protection Well being Reimbursement Association. It’s a new-ish (and simpler) well being advantages resolution that lets employers reimburse workers tax-free for medical health insurance premiums and eligible medical bills.
ICHRA was launched in January 2020 by way of federal regulation. Take Command was the one ICHRA supplier requested to advise on the laws and attend the launch. We’re fairly pleased with that!
As a Well being Reimbursement Association providing, ICHRA represents a extremely large shift in how employers can supply well being advantages. As a substitute of buying and managing a conventional group medical health insurance coverage or having a self-funded plan, companies may give a month-to-month allowance, and workers use these funds to purchase the person well being protection that’s finest for them and their household.
ICHRA advantages
There are plenty of ICHRA advantages; listed here are just a few of our favorites.
- Funds management
- Customized plan selections for workers
- Easy, versatile plan designs
- No employer duty for well being dangers
- No participation issues
- Solely with Take Command: In-house help and enrollment groups
What does an ICHRA supplier do?
An ICHRA Administrator is like an architect for well being advantages. Identical to an architect designs buildings that meet the wants, price range, and imaginative and prescient of their consumer, and an ICHRA administrator builds and manages your ICHRA plan to suit the distinctive objectives of your organization and workers.
ICHRA directors additionally create your well being advantages blueprint, together with plan design, compliance, and administration. For workers, this “structure” supplies a powerful basis that helps freedom of alternative of their well being protection.
Prime HRA carriers for employers and workers
The very best ICHRA supplier is the one you’ll be able to belief. (Now is likely to be an excellent time to let you know that extra massive employers select Take Command over some other ICHRA vendor within the nation.)
Employers and workers each have wants when shifting to ICHRA, and your vendor ought to be capable to serve them each.
ICHRA advantages for employers
- Handle behind-the-scenes processes
- Confirm workers’ well being plan enrollment
- Deal with reimbursement requests
- Guarantee compliance with IRS and Division of Labor laws
- Preserve correct data for tax functions
- Cut back HR’s administrative burden
- Shield the corporate from compliance dangers
ICHRA advantages for workers
- Present help throughout ICHRA adoption
- Supply steering in selecting a qualifying well being plan
- Educate about the best way to submit bills accurately
- Create a seamless, reliable expertise
6 ICHRA directors to learn about for 2026
As ICHRA has gained in reputation, an increasing number of distributors are coming to the desk. The ICHRA guidelines stay the identical regardless of who you go together with, however the service and help adjustments with every supplier, so make sure to vet suppliers earlier than you select one.
| Invited to White Home for ICHRA Launch | Highest Variety of Firms on HRA Platform | Extra selections than Healthcare.gov | Gives ICHRA Administration | Gives QSHERA Administration | Works with Brokers | Palms-on enrollment help | |
| Take Command | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Gravy | ✓ | ✓ | ✓ | ||||
| PeopleKeep | ✓ | ✓ | ✓ | ||||
| Rework Well being | ✓ | ✓ | |||||
| Thatch | ✓ | ✓ | ✓ | ||||
| Salesman | ✓ | ✓ | ✓ |
Take Command
Take Command was based in 2014 by Jack Hooper and is headquartered in Dallas, TX. We’re on a mission to enhance the healthcare system, and we stand out amongst ICHRA distributors because the first-to-market chief.
Our pioneering expertise makes us uniquely certified to manage HRAs for small companies, massive employers, and enterprise corporations. And we’re one of many solely HRA distributors who makes a speciality of ICHRA.
Discover out why Take Command is one of the best ICHRA supplier
> Why Select Take Command
Gravy
Gravie was based in 2013 by Abir Sen with co-founders Jill Prevost and Marek Ciolko and is headquartered in Minneapolis, MN. Gravie focuses on well being advantages for small and midsize companies.
PeopleKeep and Rework Well being
PeopleKeep was based in 2006 by Rick Lindquist and focuses on HRAs for small companies. Rework Well being was based in 2015 by Scott Lingle and Justin Clements and focuses on ICHRAs for enterprises. PeopleKeep was acquired by Rework Well being in 2024; each corporations are headquartered in Indianapolis, IN.
Thatch
Thatch was based in 2021 by Chris Ellis and Adam Stevenson and is headquartered in San Francisco, CA. They give attention to customized healthcare experiences.
Salesman
Venteur was based in 2021 by siblings Stacy and Tim Edgar, and they’re headquartered in San Francisco, CA. They give attention to a brand new option to method insurance coverage.
Why select Take Command as your ICHRA supplier
Come for the financial savings, keep for the expertise
Why is Take Command one of the best? Nicely, how a lot time do you could have? (simply kidding, we’ll get to the purpose.)
There isn’t a firm that compares to Take Command. We all know the ins and outs of HRAs and might help you maximize your advantages. We’ll additionally be certain your plan is completely designed, you are in compliance, and your workers get one of the best service round.
AND supplier
Take Command wrote the ebook on ICHRA, and we’ve been pioneering ever since. Our groups are deeply educated, and we’ve thought by way of the whole lot (so that you don’t need to.)
Particular choices for companies
One dimension doesn’t match all. That’s why we’ve rigorously designed HRA choices for small companies, massive employersand enterprise corporations.
HRIS options
We have rigorously designed this course of to be streamlined and easy. Our dedication to excessive requirements of excellence and information integrity helps the inherent sensitivity of roster information.
Robust service partnerships
We have now the strongest insurance coverage service partnerships within the nation. Meaning you get essentially the most environment friendly plan administration and a direct line to your carriers.
Buyer expertise
Your HR workforce and workers will take pleasure in working with Take Command. We have now strong buyer care groups that embody ICHRA specialists, buyer success managers, and worker advocates who’re all the time in your nook. This consists of the power to work with the insurance coverage service on behalf of the worker.
Limitless help
Our ardour is to make well being advantages straightforward for you and your workers. So we provide limitless help from the minute you signal on to Take Command.
Take the subsequent step with Take Command
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